Own it now. Pay over time.
Every Oasis lift is financing-eligible at checkout. Pick the plan that fits — interest-free pay-in-4 or low monthly payments — with a soft credit check that never touches your score. See an estimate below, then finance in about 60 seconds at checkout.
Three ways to finance. One checkout.
All three appear as payment options at checkout — pick whichever fits. Figures are estimates; final terms are shown before you confirm.
| Feature | Affirm | Klarna | Shop Pay |
|---|---|---|---|
| Best for | Longer-term monthly financing | Pay-in-4 or monthly | Quick interest-free pay-in-4 |
| Typical term | 3–36 months | Pay-in-4 or monthly | 4 payments (≈6 weeks) |
| Estimated APR | 0–36% | 0% pay-in-4 · up to ~33.99% monthly | 0% pay-in-4 |
| Interest-free option | ✓ Promo 0% APR | ✓ Pay-in-4 | ✓ Pay-in-4 |
| Credit check | ✓ Soft — no score impact | Soft | Soft |
| Where to apply | At checkout | At checkout | At checkout |
See what a lift costs per month.
Slide to your price, term, and down payment, and switch partners to compare. This is an estimate — your exact rate and term are confirmed at checkout after a soft credit check.
Approved in about 60 seconds, at checkout.
No paperwork, no waiting. Financing is built into the normal checkout.
Add your lift to cart.
Pick your model and accessories and head to checkout like any normal order.
Choose a plan.
Affirm, Klarna, and Shop Pay appear as payment options. Pick interest-free pay-in-4 or a monthly term.
Soft check, instant decision.
Enter a few details for a soft credit check — no impact to your score — and see your real terms before you confirm.
What buyers ask about paying over time.
Still unsure which plan fits? A specialist will walk you through it.
No. All three partners use a soft credit check to show your options, which does not affect your credit score. A hard inquiry only happens if you accept a monthly-financing offer and complete the purchase.
Shop Pay and Klarna are great for splitting a purchase into 4 interest-free payments. Affirm (and Klarna/Shop Pay monthly) is better for spreading a larger lift over 6–36 months. The calculator above lets you compare them side by side.
It depends on the partner and your approval. Many buyers qualify for $0 down. You can also add a down payment in the calculator above to lower your monthly amount.
No hidden fees, and you can pay off your balance early at any time with no penalty. Interest-free plans stay interest-free as long as you pay on schedule. Final terms are always shown at checkout.
You'll need to be of legal age in your state, have a valid U.S. address and phone number, and pass the partner's soft check. Approval and terms are decided by the financing partner, not by Oasis.
Real plans. Real numbers. No tricks.
Every figure on this page is an estimate you can verify at checkout — no teaser rates that change once you commit.
Trusted partners
Pick your lift. Finance it at checkout. No pressure.
Shop the full range and choose your plan at checkout — or talk to a specialist first if you want a hand picking the right model.